Marina operators and resort owners with boat docks can reduce their risk of claims by performing daily dock walks of each dock at the marina or resort. Ask yourself if you walk each of your docks at the start of each and every day’s operations? If you don’t, please consider implementing this simple risk reduction technique. Special attention should be given to your fuel system, electrical system, cabling and winches, boat lifts, walkways, and handrails. Walking and visually inspecting each dock can avoid potential injury and property damage claims. It is a good idea to create a dock log so that any dock hardware or equipment needing repair is documented on the day of the repair. If there is a claim, and you are named in a lawsuit related to one of your docks, your dock log will help your insurance company defend you.
Doug Timmons, CIC, CMIP
Commercial Risk Service
No comments:
Post a Comment